Saturday, March 31, 2012

More Peeks Inside Justin Bieber's Would-Be Dream Home ...

Friday, March 30, 2012, by Rob Bear

The pop star Justin Bieber, for all his obvious fortune, has not had the best luck in the real estate market of late. First, the glassy modern Hollywood Hills home he first so desired was apparently bought out from under him by a fellow celebrity, and the guy renting that house at the time, Ashton Kutcher. Now, the teen idol has some more prosaic real estate problems. The Calabasas, Calif. house he settled on has apparently run into trouble with the lender's appraiser. The Spanish-style home, most recently listed for $6M, has just been appraised for much, much less, meaning the deal might not go through. Bieber will have to front more cash or walk away thanks to a regulation passed in the wake of the mortgage crisis that requires lenders to loan based on the appraised value. Then again, this kid is, according to Forbes, worth more than $53M and continues to rake it in. In short, if he wants this place, he'll get it. In the meantime, take a look at some more photos from the kid's could-be hacienda.
? Justin Bieber?s Real Estate Woes: Blocked by Kutcher and Now Appraisal Problems [Zillow Blog]
? Inside Justin Bieber's Rumored New Hacienda-Style Home [Curbed National]

ll cool j deadmau5 phoebe snow jennifer hudson tribute to whitney houston nicki minaj grammy jason whitlock adele

DUI Auto Insurance ? How to locate Cheap DUI Car Insurance ...

Yet one more hint is to consider buying an older car to get a teen, and after that only acquiring the smallest variety of liability coverage for this reason vehicle. Step out the a-class, completely covered auto to the grown ups. The personal savings on coverage can be definitely worth the price of your older auto. However, just in case this auto is broken inside an crash, do not forget that you won capital t have coverage. Liability simply covers problems to your some other guy. Fledgling drivers are very pricey to free auto insurance . Teenagers, and drivers under Twenty five, are considered an incredibly risk traveling group. Auto insurance companies find younger drivers remain in an get older which assists a great deal of boasts. Since individuals young drivers should not have their own personal traveling history, they could be all lumped on this group.

On the other hand, plenty of people have no qualms about telling a cold caller obviously and briefly that they?re disinterested inside a product, program or special. Even so, periodically an undesirable telephone call may be to your advantage hence you owe it you yourself to be able to at least listen to precisely what your sales rep needs to say. Even though you already possess a auto insurance quotes policy insurance plan it could be that you?re paying too much for the include and could profit from a reassessment with the plan.

Generally speaking, a decreased usage equates to your cheapest car insurance quotes. Whilst this may sound good enough, it?s imperative that you bear in mind to be able to honestly divulge your car?s true usage mainly since you cannot only lessen this and, however, advance using your usual traveling distance due to the fact that your car or truck insurance policy can become incorrect. Should you truly desire for a mileage decline, you can always get a public transit commute.

super bowl tickets superbowl birmingham news lee evans lee evans 49ers joe flacco

2000 Free Video Course For Grab As New Business Marketing ...

Delicious Digg Facebook LinkedIn reddit StumbleUpon Twitter Bit.ly Email PDFmyURL

New Business Marketing is launching for the first time, its flagship free newsletter ?Business Marketing Edge? for business owners. As a result, they are also given away 2000 copies of their highly acclaimed lead generation training video course ?40 Ways To Get Leads?.

Individuals starting to market online and advance marketers and marketing department representatives are facing the same challenge ? information overload and the difficulty in being able to differentiate between what works and what doesn?t.

The main objective of ?Business Marketing Edge? newsletter is to provide small business owners and marketers with the knowledge and solutions to enable them run their business more successfully.

The weekly newsletter features motivational quotes, productivity tips, business building techniques including internet and offline marketing strategies for business owners. With every issue subscribers will also get access to free weekly downloadable reports, audio or video program.

One of the most popular sections of Business Marketing Edge newsletter is the ?Tools To Help Build Your Business Fast!? section. This section list very useful marketing and business building software and other resources online for growing businesses.

A satisfied subscriber, Kenvil Williams, the Director of salads-recipes.org, shares his story: ?The motivation, strategies and resources we receive weekly through Business Marketing Edge are having great impact on our bottom-line. I will recommend everyone who wishes to build their business fast to subscribe to the newsletter?

According to Jeffrey Benson, Managing Director of New Business Marketing ? ?With so much junks small business owners and marketers are being bombarded with every day, it?s hard to tell what really works from what doesn?t. The purpose of Business Marketing Edge newsletter is to first determine what works and then only deliver that to our readers. We believe this will save people time, money and frustrations. Every week subscribers will receive in their inbox, profitable marketing strategies, tips, tools and useful resources to help them build their business fast?

Early subscribers of the newsletter will get a copy of their highly rated lead generation training video course ?40 Ways To Get Leads? normally valued at $97 per piece. It?s only available to the first 2000 subscribers and the course reveals 40 low or no cost profitable lead generation strategies people can easily implement in their business to start generating more leads.

About Company:

New Business Marketing provides internet business marketing services to local businesses. Their main goal is to deliver unrivalled quality internet marketing services to local business owners and marketers that will help them increase their profit fast.

If you are looking to quickly boost your business profits go to: http://nbmuk.com/newsletter/signup.html to join the newsletter and your 7 part video course for free.

Contact Info:

New Business Marketing
Jeffrey Benson
3 The Quadrant
Coventry
West Midlands
CV1 2DY
United Kingdom
Tel: +44 844 588 6113
Website: http://nbmuk.com

# # #

11 views

erin andrews blagojevich sentence mythbusters cannonball uss arizona myth busters tracy mcgrady tracy mcgrady

Personal Finance Tips, Tricks, And Helpful Advice

The Internet can be a great way to find discounts and coupons that are not otherwise available. If you use coupons you can gain some good habits for a good financial position in life.

You need to balance your checkbook. If you cannot find the time to balance it on paper, then an online service may be a better option. There are websites and stand-alone software programs that can do it all, from creating budgets to tracking your bank account data.

If you want a mortgage, you should have a credit score of 740. Having a score of 740 or above will net you lower interest rates. If necessary, do what you can to elevate your credit score. It is good to hold off on completing mortgage applications until your credit record looks better.

Invest in foreign currency. The easiest way to do this is by getting a mutal fund, a no-load type. This type of mutual fund is diverse and cuts down on the amount of research to do beforehand.

Being aware of the value of an item is critical when deciding how to dispose of it. This prevents a person from giving it away, putting it in the trash or selling it atan extremely low price. You can definitely make money from apparently worthless stuff. That old coffee table turns out to be a vintage antique, for instance, or that baseball card collection has a Mickey Mantle rookie card tucked inside.

Since every little bit can add up, even taking small steps to improve your personal finances could help you out a lot. For example, stop buying coffee in coffee shops and make it at home. You could be saving $1200 a year with a simple change. Instead of driving, try taking public transportation. You can save a couple of hundred dollars a month. The money you save from doing this quickly adds up for use towards retirement or an expensive item you want. It will most likely be worth a lot more to you as opposed to a measly cup of java.

Start today! You can turn your personal finances around. Make saving money top of your list, do not keep putting it off. If you treat putting money into savings as another bill, it will help you save the money you want. You will start to accumulate money if you make paying yourself a priority.

If you have a flexible spending account, use it. It can help pay for medical and daycare bills, and can cost less money in the long run because of how it is funded. These accounts allow you to put a certain amount of pretax dollars aside to pay for such expenses. There may be terms and conditions with these types of accounts. It is in your best interest to talk with a tax professional if you do not understand how flexible spending works.

Try using free checking accounts. Search local credit unions, community banks, and online banks.

When working on personal finances, patience can help you save a lot. A brand-new electronic device, for instance, will entice some people into making an immediate purchase. It would help to wait a while, since electronics prices decrease as time passes. You will be able to put the money saved aside.

During the years, financial problems might arise even when you plan carefully. It is always a smart idea to learn when your late fees start, as well as how many days past the due date you are allowed. Shop around before you sign up for a one year lease.

As stated in the beginning of this article, having to manage your personal finances is often stressful. You can relieve a bit of that stress by learning what you can do to improve your personal finances. This article will help to ease your stress as you move forward to handle your financial concerns.

- In case that that you would love to discover more about top credit cards and / or good credit score We all highly recommend Credit Deal. The very same money but simply considerably better deals.

yamaguchi road house occupy oakland occupy oakland morgellons disease arik armstead sag awards red carpet

Friday, March 30, 2012

Business Ethics: Why Greg Smith Left Goldman Sachs (Advanced ...

Business Ethics ESL Lesson Plan: Warm-up (Pair Work)

1) What?s the best way to invest for your future?
2) What companies do you feel overcharge or abuse their customers?
3) What is the purpose of a corporation or financial institution?
4) Have you ever quit a job for ethical reasons?
5) What are the values of the company you work for?

Reading: Why Greg Smith Left Goldman Sachs (March, 2012)

Greg Smith has created a significant buzz on Wall Street. When he resigned on March 14th as an executive director at Goldman Sachs, one of the world?s largest investment banks, he decided to publish his resignation letter in the New York Times. Needless to say, he has definitely burned his bridges with his former employer. After 12 years at Goldman Sachs, which he writes was ?long enough to understand the trajectory of [the company?s] culture?, Smith claims he could no longer in good conscience identify with what the company stood for. He complains of a shift in the company?s practices from protecting client interests towards a culture of money-grubbing in which the client?s interests are sidelined. According to Smith, the mission today is to get clients to trade whatever brings the biggest profit to Goldman. He writes:

?

?Integrity? It is eroding. I don?t know of any illegal behavior, but will people push the envelope and pitch lucrative and complicated products to clients even if they are not the simplest investments or the ones most directly aligned with the client?s goals? Absolutely. Every day, in fact.?

?

He described an environment where colleagues callously boast about ripping off clients, whom directors refer to as ?muppets.?

?

Smith concludes his letter by stating:

?

?I hope this can be a wake-up call to the board of directors. Make the client the focal point of your business again. Without clients you will not make money. In fact, you will not exist. Weed out the morally bankrupt people, no matter how much money they make for the firm. And get the culture right again, so people want to work here for the right reasons. People who care only about making money will not sustain this firm ? or the trust of its clients ? for very much longer.? [299 words]

[Original: http://www.nytimes.com/2012/03/14/opinion/why-i-am-leaving-goldman-sachs.html]

Business Ethics ESL Lesson Plan: Comprehension & Follow-Up Questions

1)??? What prompted Greg Smith to resign?

2)??? True or False: Smith accused Goldman Sachs of illegal business practices.

3)??? Who are ?muppets??

4)??? What does the phrase morally bankrupt mean?

5)??? What effect does Smith hope his letter will have?

6)??? Your Opinion: Do you commend Greg Smith for how he resigned?

7)??? Your Opinion: What surprised you about the article?

Answers

1 ? He resigned because of a shift in the company culture away from protecting client interests towards pursing profits at the expense of the clients.

2 ? False.

3 ? The muppets, in this situation, are the clients. Smith's claims his coworkers referred to clients as muppets, most likely because of the way they can manipulate them.

4 ? It means that the employees had no moral values.

5 ? He hopes it will make the board of directors wake up, and decide to improve the culture of the business by making it client-focused once again.

6 ? ?

7 ? ?

Business Ethics ESL Lesson Plan: Vocabulary Matching

Match the words with their meaning as used in the news lesson.

burn your bridges
trajectory
in good conscience
money-grubbing
integrity
erode (verb)
push the envelope
lucrative
callous
rip sb off (phr. verb)
focal point
weed out (phr. verb)
Answers
  • burn your bridges ? destroy a relationship so you cannot return somewhere
  • trajectory ? the curved paths sth thrown in the air will travel
  • in good conscience ? honestly
  • money-grubbing ? trying to get a lot of money (disapproving)
  • integrity ? the quality of being honesty or having strong principles
  • erode ? wear away; crumble; deteriorate
  • push the envelope ? go beyond the limit of what is usually done
  • lucrative ? profitable
  • callous ? without caring about other people's feelings
  • rip sb off ? cheat sb by making them pay too much
  • focal point ? the center of interest or activity
  • weed out sth ? remove or get rid of unwanted things from a group

Business Ethics ESL Lesson Plan: Connect the below idea(s) to make a sentence.


Business Ethics ESL Lesson Plan: Dissatisfied Employees

What can companies do to prevent dissatisfied or disgruntled employees from making their feelings public?

Business Ethics ESL Lesson Plan:? Role-Play (Pair Work)

Student A

It?s March 13th. Your friend, Greg Smith, tells you he plans to resign tomorrow. You don?t believe he should. Try to think of reasons why he shouldn?t. (Possible reasons: 1) money 2) businesses are all the same 3) if he wants to make a difference, then stay and fix the problem, etc.)

Student B

?

It?s March 13th. Tomorrow, you plan to quit your job. Tell your friend (Student A), about your plan to resign and also post your resignation letter publicly.

Business Ethics ESL Lesson Plan: Thrasymachus? Challenge

In Plato?s The Republic, Thrasymachus challenges Socrates to tell him why it is better in life to be just. Thrasymachus argues that it is not only more profitable to be unjust and immoral but also more rational to be so. He argues that the unjust life is more pleasant and offers more rewards. The life of the moral man, however, is wretched and unhappy. How would you respond to Thrasymachus? challenge?

Business Ethics ESL Lesson Plan: Situations

Discuss the below situations with a partner. Share your ideas with the class when finished.

1. If you are overworked and underpaid, is it okay to conduct personal business on company time?

2. If you and two other members of a five-person team did all the work on a project, would you tell management about this? Is it okay to put the other co-workers in a negative light?

Business Ethics ESL Lesson Plan: Mission, Vision, and Values (Optional Pair Work)

Combine you and your partner?s last names to make the name of a financial institution. Next, draw up a basic company mission statement that outlines its core values.

Business Ethics ESL Lesson Plan: Discussion Questions

1) Why should companies value anything other than their own profits?
2) What are the pros and cons of exit interviews?
3) What repercussions do you think await Greg Smith?
4) Whistle-blowing: Is Gregory Smith a whistle-blower?
5) Banking: Would banking services improve if banks were public?
6) How can the business culture described by Smith be changed?

?

?

?

Business Ethics ESL Lesson plan copyright Matthew Barton of Englishcurrent.com

Source: http://www.englishcurrent.com/business-ethics-greg-smith-goldman-sachs-advanced/

rooney mara solstice x factor results x factor results the hobbit movie trailer xfactor frankincense

U.S. drone strike kills 4 militants in North-Western Pakistan

A U.S. drone strike killed four suspected militants and wounded three others on Friday in Pakistan's North Waziristan tribal region near the Afghanistan border, intelligence officials and militants said.

The remotely piloted aircraft targeted a residential compound used by foreign militants in Miranshah, the main town in North Waziristan, a Pakistan Taliban commander told Reuters.

"All of those killed and injured in this attack were Arab, they belonged to some Arab country," the commander said.

Intelligence officials, however, said they did not have details on the identities or nationalities of the suspected militants.

The controversial drone program, a key element in U.S. counter-terrorism efforts, is highly unpopular in Pakistan, where it is considered a violation of sovereignty with many civilian casualties.

The United States says the strikes in Pakistan's unruly northwestern tribal regions along Afghanistan border are very accurate and there is minimal collateral damage.

Several militant groups have strongholds in the area, and often take advantage of the porous frontier to launch cross-border attacks on NATO and Afghan forces.

A Pakistani parliamentary committee recently demanded an end to drone strikes on Pakistani territory as part of its recommendations for a new direction of ties with Washington.

Copyright 2012 Thomson Reuters. Click for restrictions.

Source: http://www.msnbc.msn.com/id/38818942/ns/world_news/

penn state football schedule carrier classic j edgar hoover j edgar hoover jonathan papelbon jonathan papelbon trisomy 13

Wednesday, March 28, 2012

Colo. wildfire kills one; 900 homes ordered evacuated

Dangerous wildfires are sweeping through the mountains west of Denver, destroying a number of homes and killing at least one person. NBC's Miguel Almaguer reports.

By msnbc.com staff and news services

CONIFER, Colo. -- One person was killed in a Colorado wildfire that burned more than four-and-a-half square miles and destroyed as many as 25 buildings?in the mountains southwest of Denver, authorities said Tuesday.

The victim's body was found in a fire-damaged home.

?


The fast-moving wildfire was reported at midday Monday and spread quickly amid dry, windy weather.

Authorities ordered residents of more than 900 homes to evacuate.

"We're in a defensive mode, structure protection only," Jefferson County Sheriff's spokeswoman Jacki Kelley said. "We're not really fighting the fire right now."

Crews from Arizona have been called in for support, with the blaze?churning through rugged terrain rich with dry brush. Roughly 450 firefighters are expected on the scene.

There were no other reports of injuries, but a sheriff's deputy who was alerting residents to leave was trapped in his patrol car after he inadvertently drove into a ditch in the thick smoke, Kelley said. He summoned help by radio.

Single-digit humidity values, winds blowing at 40 to 50 miles per hour and a lack of snowfall during the past month put most of eastern Colorado under a red-flag warning for high fire danger, the National Weather Service said.

The high winds also had prompted flight delays at Denver International Airport on Monday.

Steve Segin, spokesman for the Rocky Mountain Coordination Center, said air tankers had been on alert for the past week in anticipation of extreme wildfire hazards in Colorado, but the gusty winds had grounded the fleet.

"There is really not much that can be done from the air until the winds subside," he said.

Up to a dozen smaller fires were reported from the northeast Colorado plains to the southern part of the state. There were no immediate reports of injuries or structures destroyed in any of the other fires.

Msnbc.com staff, Reuters, NBC News,?and The Associated Press contributed to this report.

More content from msnbc.com and NBC News:

Follow US News on msnbc.com on Twitter and Facebook

Source: http://usnews.msnbc.msn.com/_news/2012/03/27/10880041-colo-wildfire-kills-one-900-homes-ordered-evacuated

the lorax metta world peace earthquake fisker karma lorax super tuesday states shepard fairey

Friday, March 23, 2012

Fitness Watch: Electronic Health Records Alert Pediatricians To ...

Silly sad.
Electronic health records and embedded tools can alert and direct pediatricians so they can better manage the weight of children and teenagers, according to a new Kaiser Permanente study published online in The Journal of Pediatrics.

Researchers analyzed visits for nearly 740,000 children and adolescents ages 2 to 17 to evaluate the impact of computer-assisted decision tools and found that extracting information from the electronic health record substantially improves the identification and diagnosis of overweight and obesity among children and adolescents, and also facilitated exercise and nutrition counseling.

Why?

Because the counseling will be the same failed approaches; that docs cannot tell if a kid is too fat by just looking at him or her is nuts.

Source: http://fitnesswatch.blogspot.com/2012/03/electronic-health-records-alert.html

ben affleck and jennifer garner google privacy changes windows 8 preview leap year moratorium dwts season 14 cast leap day

Thursday, March 22, 2012

Gehry says he would change Eisenhower memorial

Responding to family objections, architect Frank Gehry said he would consider changing a planned Dwight D. Eisenhower Memorial in Washington, D.C. Eisenhower family members said the design doesn't put enough emphasis on his achievements as president and World War II military leader.

Family members expressed their concerns at a House subcommittee hearing Tuesday, where a letter from Gehry was also introduced as testimony.

Gehry's design calls for a memorial park framed by large metal tapestries depicting Eisenhower's boyhood home in Kansas. Two large carved stones would depict Ike as president and as military hero, and a statue of a young Eisenhower would appear to marvel at what his life would become. The memorial would be built just off the National Mall, near the National Air and Space Museum.

The family objects to the tapestries and to depicting Eisenhower in his youth, saying it focuses too much on his humble roots, rather than his accomplishments as Republican president from 1953 to 1961 and as supreme Allied commander in Europe during World War II.

  1. Only on msnbc.com

    1. 'Swift Boat' ad backer gives $3M to pro-Romney PAC
    2. 'Stand Your Ground' law muddies Martin case
    3. Could this new tower be the future of world cities?
    4. Inquiry targets 'command climate' in Afghan killings
    5. New GOP budget puts presidential hopefuls on the spot
    6. Gingrich demands Obama apologize for De Niro joke
    7. Where you live may affect how well you sleep

Gehry, whose works include the Guggenheim Museum in Bilbao, Spain and the Walt Disney Concert Hall in Los Angeles, said his design does celebrate Eisenhower's accomplishments with heroic images and with his words carved in stone.

"My detractors say that I have missed the point, and that I am trying to diminish the stature of this great man," Gehry wrote. "I assure you that my only intent is to celebrate and honor this world hero and visionary leader."

If the memorial organizers and the family "conclude that the sculpture of young Eisenhower is an inappropriate way to honor him, then I will be open to exploring other options with them," Gehry wrote.

Gehry noted that he has met with Eisenhower's granddaughters, Susan and Anne Eisenhower, and is exploring other design ideas to respond to their concerns. Options include adding a list of accomplishments, more quotations from Eisenhower or additional images in stone to show his achievements, he said.

Members of the Eisenhower Memorial Commission, which selected Gehry for the project, also responded Tuesday to criticism of the architect's design.

Rep. Leonard Boswell of Iowa, a member of the federal commission, testified that he had his own reservations about depicting a young Eisenhower at first but came to realize it would be a draw for the millions of children who visit the nearby Air and Space Museum.

"The youngsters will come out of that museum and just naturally walk across the street and see what happened in a person's life," Boswell said. "Who would have ever thought, Abilene Kan., somebody would end up as supreme Allied commander and president of this great country? So I started really falling in love with this concept."

Boswell said the commission is ready to move on and build the memorial "in the best possible way."

Alfred Geduldig, who was appointed to the memorial commission by President Bill Clinton in 1999, said after the hearing that he doesn't know if anything can be done to regain the family's support. Eisenhower's grandson, David Eisenhower, played a central role in the planning until December, he said, and the remaining commissioners still support the design.

"This probably tells a story of a man's greatness better than any other memorial," Geduldig said. "This is Eisenhower, a man who was born in the horse-and-buggy era and led America into the Space Age all in his lifetime. This is the dreams of a young man who then had the greatest resume of any president in history."

Still, Susan Eisenhower said her family's objections remain largely unanswered. She told the House panel that her family has been "inundated" with comments from the public and that the memorial should be redesigned.

"Great monuments in our country make simple statements that encapsulate the reason the memorial has been erected in the first place," she told the House panel.

The Washington Monument remembers George Washington as the "father of our country," and the Lincoln Memorial declares that Abraham Lincoln "saved the Union," she said. Meanwhile, she said, metal tapestries in the modern era were generally found in the Communist world.

"One of the main flaws of the current proposal is that Eisenhower's contribution to the nation is not the central theme of the design," Susan Eisenhower said. "The Eisenhower our nation wants to celebrate is not a dreamy boy but a real man who faced unthinkable choices, took personal responsibility and did his duty with modesty and humility."

She said survivors of the Holocaust have complained to the family that metal tapestries would look like chain-link fences, reminiscent of concentration camps. Others, she said, have said metal scrims would be an iron curtain, evoking Cold War imagery.

The family prefers a smaller, simple memorial, she said.

Rodney Cook, president of the Atlanta-based National Monuments Foundation, bemoaned Gehry's "narrative literalism" in representing Eisenhower's humble Kansas roots and trying to "redefine what it means to build a memorial."

"If you go with this new direction, we might as well tear down the Lincoln Memorial and put a log cabin there," he said.

The executive director of the memorial commission said that restarting the design process from scratch would cost at least $16 million and would delay the memorial by several years.

Many memorial designs have drawn criticism, including the World War II Memorial, the Vietnam Veterans Memorial and the Franklin D. Roosevelt Memorial. Divisions over the design of that memorial, including strong objections from the Roosevelt family, stalled the project for decades and led to three separate design competitions.

The congressional hearing could pressure memorial planners to make changes, but the House panel has no direct role in approving the design. Final approval of Gehry's concept from the National Capital Planning Commission, which approves architecture in the nation's capital, has been delayed amid the ongoing objections.

Several lawmakers Tuesday said they were reluctant to wade into the dispute.

"I can't help but feel we're micromanaging something well outside our purview," said Rep. Raul Grijalva of Arizona. "I don't think this subcommittee, the full committee or Congress is the appropriate place to litigate a memorial design or a potential family dispute."

Utah Rep. Rob Bishop, who called the hearing, said he hopes memorial organizers can achieve broad consensus because there's only "one chance to make this right." But Rep. John Garamendi of California said art is always controversial and some memorials remain so after they are built.

Organizers hope to break ground late this year on the $112 million project, which has received federal funding to start construction.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46802797/ns/us_news-life/

resolute national enquirer whitney houston casket photo jk rowling j.k. rowling j.k. rowling qnexa kingdom of heaven